What is a Financial Health Check?
We all know being a parent can cost a lot of money – you might be struggling to make your money last to the end of the week/month or worried about how you’ll pay your bills?
We know what it’s like – that is why the Citizens Advice Bureau network in Scotland are offering families a free Financial Health Check. It’s nothing scary, just a phone call to see what you might be entitled to, and advice to help you make the most of your money. The advisors will check for you whether you’re getting as much income as you possibly could and find ways that you could pay out less each month.
Ways you might be able to save cash:
- Cheaper deals on things like gas and electricity
- Claiming benefits you might not know you’re entitled to
- Grants or exemptions you may be entitled to
If you have any money worries, or if you are in debt and you want some advice, the advisors will be able to talk you through your options and help you find the best way forward.
Who can get a free Financial Health Check?
Anyone. If you have kids aged between 0-16 years old, why not give them a call?
There are lots of different grants, benefits and exemptions for parents across Scotland and we want to make sure you are making the most of them. So, no matter whether you have a small or large family, a new family, a single parent family, or are a parent of a child with disabilities – there could be something to help you.
Common questions about the Financial Health Check
What times are the lines open?
The team are here for you to call, Monday to Friday, 8am to 6pm. Call them today on 08000857145
How long does it take?
Do I need to have any bills or bank statements ready for the call?
What do I need to know before the call?
Will I need to have a credit check?
What happens if I am owed benefits/grants/entitlements?
Do I get to back date any benefits/grants/entitlements I am owed?
Will benefits be taken away from me?
Your adviser will assess which benefit(s) you’re entitled to based upon the information you provide. Your adviser cannot take any benefits away from you but will let you know if it appears that you are in receipt of something which does not correspond with the information you provide about your household circumstances.